Medicare Supplements
Medicare Supplements Brandenton, Palmetto, St. Petersburg
What is Medicare Supplements?
- Health Insurance for those 65 and older
- For People under 65 with certain disabilities
- For People of any age with End-Stage Renal Disease (ESRD) or permanent kidney failure requiring dialysis or kidney transplant
Why purchase a Medicare Supplement?
Medicare Supplement policy pays various Medicare deductibles, coinsurances, and other medical expenses not covered by Medicare.
- Personal Injury Protection (PIP) insurance covers any medical expenses and income loss that result from a car accident.
- Property Damage Liability (PDL) covers you for damages you cause in a car accident to someone else’s property, such as homes or buildings. Florida law requires you to have PDL coverage.
Choosing a Medicare Supplement Plan
We offer Medicare Supplement policies for 11 of the 12 standardized plans A, B, C, D, F/HDF, G/HDG, K, L, and N (plan availability may vary by state). All Medicare Standardized plans include the following Basic Benefits:
- Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
- Medical Expenses: Part B coinsurance (generally 20% of Medicare approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or copayment.
- Blood: First 3 pints of blood each year.
- Hospice: Part A coinsurance for eligible hospice/respite care expenses